Construction
Workers' Comp Class Code 5403: Carpentry NOC
What it covers
Carpentry not covered by a more specific code — commercial framing, multi-family over two units, general structural carpentry.
Illustrative rate range
$6.00 – $18.00 per $100 of payroll
National illustrative range — varies by state and carrier.
Worked example: on $50,000 of annual payroll, this code alone would cost roughly $3,000 to $9,000 a year.
Commonly confused with
Signs you may be misclassified
- Some of the actual work looks more like Contractor — Executive Supervisor / Project Manager (code 5606) than Carpentry NOC.
- Some of the actual work looks more like Carpentry — Detached One- or Two-Family Dwellings (code 5645) than Carpentry NOC.
- Nobody has re-checked this code since your job duties, work location, or equipment changed.
- The code on your policy is whatever your agent guessed at signup, not something based on actual duties.
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