Construction
Workers' Comp Class Code 5478: Floor Covering Installation
What it covers
Installation of carpet, vinyl and similar floor coverings (not ceramic tile or hardwood finishing, which differ).
Illustrative rate range
$4.00 – $10.00 per $100 of payroll
National illustrative range — varies by state and carrier.
Worked example: on $50,000 of annual payroll, this code alone would cost roughly $2,000 to $5,000 a year.
Signs you may be misclassified
- Nobody has re-checked this code since your job duties, work location, or equipment changed.
- The code on your policy is whatever your agent guessed at signup, not something based on actual duties.
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