Construction

Workers' Comp Class Code 5551: Roofing — All Kinds & Drivers

What it covers

All roofing work. One of the most expensive common codes — non-roofing employees of roofing companies (estimators, office staff) coded 5551 by default is a classic, costly misclassification.

Illustrative rate range

$15.00 – $45.00 per $100 of payroll

National illustrative range — varies by state and carrier.

Worked example: on $50,000 of annual payroll, this code alone would cost roughly $7,500 to $22,500 a year.

Signs you may be misclassified

Nobody has re-checked this code since your job duties, work location, or equipment changed.
The code on your policy is whatever your agent guessed at signup, not something based on actual duties.

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