Automotive
Workers' Comp Class Code 8748: Automobile Salespersons
What it covers
Car dealership sales staff — much cheaper than service/mechanic codes; dealership payroll not split between sales and service is commonly overcharged.
Illustrative rate range
$0.30 – $1.00 per $100 of payroll
National illustrative range — varies by state and carrier.
Worked example: on $50,000 of annual payroll, this code alone would cost roughly $150 to $500 a year.
Signs you may be misclassified
- Nobody has re-checked this code since your job duties, work location, or equipment changed.
- The code on your policy is whatever your agent guessed at signup, not something based on actual duties.
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